:root{
  --ink:#111319;
  --ink-2:#1f2937;
  --muted:#626b7a;
  --paper:#f7f4ee;
  --paper-2:#fffaf1;
  --white:#ffffff;
  --line:rgba(17,19,25,.12);
  --gold:#c7a45a;
  --gold-2:#e3c77e;
  --deep:#0c0d10;
  --deep-2:#171a21;
  --ok:#4b5563;
  --radius-xl:32px;
  --radius-lg:22px;
  --radius-md:16px;
  --shadow:0 24px 70px rgba(17,19,25,.16);
  --shadow-soft:0 12px 34px rgba(17,19,25,.08);
  --max:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.55;
}
body.menu-open{overflow:hidden}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
button,input,select,textarea{font:inherit}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:.55rem;
  color:#4b5563;
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.16em;
  font-weight:750;
}
.eyebrow::before{content:"";width:34px;height:1px;background:var(--gold)}
.section{padding:90px 0}
.section.compact{padding:64px 0}
.section-title{font-size:clamp(2rem,5vw,4.2rem);line-height:1.02;margin:12px 0 20px;letter-spacing:-.055em}
.section-lead{max-width:760px;color:var(--muted);font-size:1.08rem;margin:0}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:.6rem;
  min-height:50px;
  padding:0 20px;
  border:1px solid transparent;
  border-radius:999px;
  font-weight:750;
  transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease, background .2s ease;
  cursor:pointer;
}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#17140a;box-shadow:0 14px 30px rgba(199,164,90,.28)}
.btn-primary:hover{box-shadow:0 18px 36px rgba(199,164,90,.36)}
.btn-ghost{border-color:rgba(255,255,255,.18);color:#fff;background:rgba(255,255,255,.05);backdrop-filter:blur(10px)}
.btn-light{border-color:var(--line);background:var(--white);color:var(--ink);box-shadow:var(--shadow-soft)}
.btn-dark{background:var(--deep);color:var(--white)}

.topbar{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(247,244,238,.88);
  backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(17,19,25,.08);
}
.nav{
  min-height:82px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.brand{display:flex;align-items:center;gap:14px;font-weight:800;letter-spacing:.04em}
.brand img{width:210px;height:auto;border-radius:12px;box-shadow:0 8px 28px rgba(0,0,0,.08)}
.nav-links{display:flex;align-items:center;gap:24px;color:#374151;font-size:.95rem;font-weight:650}
.nav-links a{position:relative}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-7px;width:0;height:2px;background:var(--gold);transition:width .2s ease}
.nav-links a:hover::after{width:100%}
.nav-actions{display:flex;align-items:center;gap:10px}
.menu-toggle{display:none;background:transparent;border:0;padding:10px;color:var(--ink);cursor:pointer}
.menu-toggle span{display:block;width:26px;height:2px;background:currentColor;margin:5px 0;border-radius:999px;transition:.2s ease}

.hero{
  position:relative;
  overflow:hidden;
  color:#fff;
  background:var(--deep) url('../img/hero-pattern.svg') center/cover no-repeat;
}
.hero::after{
  content:"";
  position:absolute;
  inset:auto -10% -12% -10%;
  height:180px;
  background:var(--paper);
  transform:skewY(-3deg);
  transform-origin:left bottom;
}
.hero-grid{
  position:relative;
  z-index:2;
  display:grid;
  grid-template-columns:minmax(0,1.05fr) minmax(320px,.78fr);
  gap:56px;
  align-items:center;
  min-height:760px;
  padding:86px 0 126px;
}
.hero-copy{max-width:780px}
.hero h1{font-size:clamp(3.1rem,8vw,7.1rem);line-height:.9;margin:18px 0 24px;letter-spacing:-.075em}
.hero h1 span{display:block;color:var(--gold-2)}
.hero p{color:#d8dee8;font-size:clamp(1.06rem,2vw,1.28rem);max-width:720px;margin:0 0 32px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:28px}
.hero-note{display:flex;gap:10px;align-items:flex-start;color:#c9d0db;font-size:.94rem;max-width:680px}
.hero-note strong{color:#fff}
.hero-panel{
  background:rgba(255,255,255,.09);
  border:1px solid rgba(255,255,255,.18);
  border-radius:var(--radius-xl);
  box-shadow:0 40px 80px rgba(0,0,0,.28);
  backdrop-filter:blur(20px);
  padding:28px;
}
.panel-top{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:28px}
.panel-logo{width:136px;border-radius:16px;border:1px solid rgba(255,255,255,.1)}
.status-pill{border:1px solid rgba(227,199,126,.4);color:#f6df9d;border-radius:999px;padding:8px 12px;font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap}
.metric-list{display:grid;gap:14px}
.metric{padding:20px;border-radius:22px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.1)}
.metric small{display:block;color:#b9c0ca;text-transform:uppercase;letter-spacing:.12em;font-size:.72rem;font-weight:800;margin-bottom:7px}
.metric b{font-size:1.2rem;color:#fff}
.city-list{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
.city-list span{font-size:.78rem;border:1px solid rgba(255,255,255,.14);border-radius:999px;padding:7px 10px;color:#dce3ed;background:rgba(255,255,255,.05)}

.trust-strip{position:relative;z-index:3;margin-top:-68px}
.trust-card{
  display:grid;
  grid-template-columns:1fr 1fr 1fr;
  gap:1px;
  background:var(--line);
  border:1px solid var(--line);
  border-radius:28px;
  overflow:hidden;
  box-shadow:var(--shadow);
}
.trust-item{background:var(--white);padding:28px}
.trust-item span{display:block;color:var(--gold);font-size:.78rem;text-transform:uppercase;letter-spacing:.14em;font-weight:850;margin-bottom:8px}
.trust-item p{margin:0;color:#374151;font-weight:650}

.split-intro{display:grid;grid-template-columns:.85fr 1fr;gap:54px;align-items:start}
.text-card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-xl);
  padding:34px;
  box-shadow:var(--shadow-soft);
}
.text-card h3{font-size:1.45rem;margin:0 0 12px;letter-spacing:-.02em}
.text-card p{color:var(--muted);margin:0 0 18px}
.bullet-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:24px}
.bullet{padding:16px;border-radius:18px;background:#f8f8f7;border:1px solid rgba(17,19,25,.08);font-weight:700;color:#303744}
.bullet::before{content:"•";color:var(--gold);font-size:1.4rem;line-height:0;margin-right:8px}

.services{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:38px}
.service-card{
  position:relative;
  min-height:315px;
  padding:26px;
  border-radius:28px;
  background:var(--white);
  border:1px solid var(--line);
  overflow:hidden;
  box-shadow:var(--shadow-soft);
}
.service-card::after{
  content:"";
  position:absolute;
  inset:auto -70px -80px auto;
  width:190px;
  height:190px;
  border-radius:50%;
  background:rgba(199,164,90,.1);
}
.service-card img{width:58px;margin-bottom:28px}
.service-card h3{font-size:1.18rem;line-height:1.15;margin:0 0 12px;letter-spacing:-.02em}
.service-card p{color:var(--muted);margin:0;font-size:.96rem}

.process-wrap{background:#101114;color:#fff;border-radius:44px;padding:64px;overflow:hidden;position:relative}
.process-wrap::before{content:"";position:absolute;right:-160px;top:-220px;width:480px;height:480px;border-radius:50%;background:rgba(199,164,90,.18);filter:blur(4px)}
.process-head{position:relative;z-index:2;display:grid;grid-template-columns:.85fr 1fr;gap:40px;margin-bottom:36px}
.process-head .section-title{margin-top:12px}
.process-head p{color:#cbd5e1}
.steps{position:relative;z-index:2;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.step{padding:28px;border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.06);border-radius:26px}
.step .num{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:#14110a;font-weight:900;margin-bottom:18px}
.step h3{font-size:1.2rem;margin:0 0 10px}
.step p{color:#cbd5e1;margin:0;font-size:.96rem}

.contact-section{background:var(--paper-2)}
.contact-grid{display:grid;grid-template-columns:1fr .9fr;gap:36px;align-items:stretch}
.contact-panel{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-xl);padding:36px;box-shadow:var(--shadow-soft)}
.contact-actions{display:grid;gap:12px;margin-top:26px}
.contact-row{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px;border:1px solid var(--line);border-radius:20px;background:#fbfaf7}
.contact-row strong{display:block;margin-bottom:2px}
.contact-row span{color:var(--muted);font-size:.94rem}
.contact-row .btn{min-width:136px}
.notice-box{background:#101114;color:#fff;border-radius:var(--radius-xl);padding:36px;position:relative;overflow:hidden;min-height:100%}
.notice-box::after{content:"";position:absolute;right:-90px;bottom:-100px;width:250px;height:250px;border-radius:50%;background:rgba(199,164,90,.18)}
.notice-box h3{font-size:1.7rem;line-height:1.1;margin:0 0 16px;letter-spacing:-.03em}
.notice-box p,.notice-box li{color:#d5dbe4}
.notice-box ul{margin:18px 0 0;padding-left:20px}

.faq{display:grid;grid-template-columns:.72fr 1fr;gap:40px;align-items:start}
.accordion{display:grid;gap:12px}
.faq-item{background:var(--white);border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:var(--shadow-soft)}
.faq-btn{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;text-align:left;background:transparent;border:0;padding:22px 24px;cursor:pointer;font-weight:850;color:var(--ink)}
.faq-btn span{font-size:1.35rem;color:var(--gold)}
.faq-content{display:none;padding:0 24px 22px;color:var(--muted)}
.faq-item.active .faq-content{display:block}

.footer{background:#0c0d10;color:#d5dbe4;padding:54px 0 28px}
.footer-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:28px;align-items:start}
.footer img{width:190px;border-radius:14px;margin-bottom:18px}
.footer h3{font-size:1rem;text-transform:uppercase;letter-spacing:.14em;color:#fff;margin:0 0 14px}
.footer p,.footer li{color:#aeb6c3;margin:0 0 10px}
.footer ul{list-style:none;margin:0;padding:0}
.footer a{text-decoration:underline;text-decoration-color:rgba(255,255,255,.25);text-underline-offset:4px}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.1);padding-top:22px;margin-top:34px;color:#9ca3af;font-size:.9rem}

.legal-page{background:var(--paper);padding:80px 0}
.legal-card{background:var(--white);border:1px solid var(--line);border-radius:32px;padding:42px;box-shadow:var(--shadow-soft);max-width:920px;margin:auto}
.legal-card h1{font-size:clamp(2rem,4vw,3.4rem);line-height:1.05;letter-spacing:-.05em;margin:0 0 18px}
.legal-card h2{margin-top:34px}
.legal-card p,.legal-card li{color:var(--muted)}
.legal-card a{text-decoration:underline;text-underline-offset:4px}

@media (max-width:1040px){
  .hero-grid,.split-intro,.process-head,.contact-grid,.faq{grid-template-columns:1fr}
  .hero-grid{min-height:auto;padding-top:60px}
  .services{grid-template-columns:repeat(2,1fr)}
  .trust-card{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .process-wrap{padding:42px}
}
@media (max-width:820px){
  .container{width:min(100% - 28px,var(--max))}
  .nav{min-height:72px}
  .brand img{width:174px}
  .menu-toggle{display:block;z-index:60}
  .nav-links{
    position:fixed;
    inset:72px 14px auto 14px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:0;
    background:var(--white);
    border:1px solid var(--line);
    border-radius:24px;
    box-shadow:var(--shadow);
    overflow:hidden;
  }
  body.menu-open .nav-links{display:flex}
  .nav-links a{padding:18px 20px;border-bottom:1px solid rgba(17,19,25,.08)}
  .nav-links a::after{display:none}
  .nav-actions .btn{display:none}
  body.menu-open .menu-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  body.menu-open .menu-toggle span:nth-child(2){opacity:0}
  body.menu-open .menu-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .hero h1{font-size:clamp(3rem,14vw,5rem)}
  .hero-panel{padding:20px}
  .panel-top{align-items:flex-start;flex-direction:column}
  .section{padding:68px 0}
  .services{grid-template-columns:1fr}
  .bullet-grid{grid-template-columns:1fr}
  .process-wrap{border-radius:30px;padding:28px}
  .contact-row{align-items:flex-start;flex-direction:column}
  .contact-row .btn{width:100%}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column}
}